Any Purpose
We support Angels with lending for any purpose. Be that acquisition of new assets, re-investment into existing assets or cash-out for lifestyle purposes.
THE PORTFOLIO FINANCE
ANGEL
LIQUIDITY
FUND
Releasing liquidity to angel investors
Angel Liquidity
The first lender in the UK dedicated to providing liquidity to Business Angels.
Quick Decisions
Lending decisions and funds deposited within a week of application.
Attractive Pricing
Low pricing (from 9.5% interest) and fee structure (1% payable on drawdown and 0.5% payable at expiry).
Flexible Facilities
Loans can be repaid at any time, without penalty, between drawdown and loan expiry (up to 4 years).
S/EIS Reliefs
Borrowers retain full control of their shares in angel investments at all times with no impact on S/EIS tax reliefs.
Criteria
We are happy to support Business Angels that meet the following criteria.
1
Loans from £70,000 and upwards.
2
Supporting Angels who will generally have made several investments.
3
Investment portfolios generally at least 3 years old.
4
Lending up to 40% of the portfolio value.
For Investors
Investing into Portfolio Finance provides Investors with a range of benefits. Primarily, a share of upside in the underlying portfolio values through carried interest charged on the realised gains of angel investments. This is shared with early-stage investors via a) their equity holding plus b) direct distribution of 30%+ of all carried paid.
Direct Equity
Investors benefit from a direct equity holding in Portfolio Finance.
Diversified Exposure to Angel Assets
Portfolio Finance provides Investors with a route to diversified exposure to the high growth angel investment market. A market traditionally very difficult to access without direct exposure.
Share of Upside
Our loans attract carried interest against the upside of the underlying Angel assets at disposal. Investors receive a meaningful share of this return.
A 14.4x Return Within 5 Years
We hold a 5-year plan that aims to provide early-stage investors with a 14.4x return within 5 years and 50% of initial capital repaid within 2.5 years.
Enquire for more information or request a copy of our Digital Investment Memorandum:
Contact
About
Portfolio Finance is founded by individuals with extensive experience in business and finance.
Ashley Faull
- A serial entrepreneur with multiple successful businesses and exits.
- Ash founded Bid TV and Price-Drop TV, growing to £225m turnover and 1,200 staff then exiting at a £196m valuation.
- A digital marketing expert with experience targeting HNWIs and in regulated businesses.
- Ash has successfully loaned over £2m to friends and their UK businesses in the last few years.
Leon Musmann
- An experienced lender with 20+ years’ experience in banking and finance.
- He's a specialist in complex lending scenarios and PE/VC-backed situations including LBO, acquisition and venture debt/growth capital transactions.
- Leon is professionally qualified across banking, credit, accounting and corporate finance.
Portfolio Finance is UK-based, UK-owned, will be uk regulated and will pay tax in the UK.
Contact
If you'd like to borrow from, or invest in, Portfolio Finance, please get in touch using the form below.
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We support Angels looking to realise the upside of their portfolio without waiting for a liquidity event. We share in the long-term risk of angel investing by offering low-cost capital. In return, we charge 10% carried interest on the gains of the underlying investments when realised.